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Needs to be selected carefully from state to state. When shopping for a truck, you can find the great deals across the country. But the problem is that taxes and fees vary from state to state. The low price you found while searching online might not be better than buying local.
Add other costs like sales tax, registration, and documentation fees, and you could be spending a lot more than you thought. So, which states have the lowest prices for a truck and don’t have excessive taxes and fees.
Cheapest State to Buy Used Truck on Craigslist
#1. Best State in Price
Florida is the winner in this category, with vehicle prices typically around 10 percent lower than other states. The reasons are the demographics of the state. Florida has a large elderly population which tend to drive less and when they sell their car, a market is created for buyers.
Florida’s older population is quite wealthy, and people with money usually sell cars every couple of years. If you decide to shop in Florida, you will have a wide selection. And with the abundance of vehicles on the market, the prices are lower.
#2. Best State in Additional Costs
You are about to finalize the purchase used truck on Craigslist and the prices rise, making your investment even more expensive. So it pays to buy a vehicle in a state where rates are limited, and you end up paying what you expect. Some states with the lowest additional rates are New Hampshire, Alaska, and Oregon.
Oregon is ahead among others, charging an average of $127 in taxes. New Hampshire and Oregon still lead other states, with average commissions of $359 and $356, respectively. When looking at the rates, try to look for the best “out the door” price.
The “out the door” price – the total cost (taxes and fees) – is the best indicator of who is giving you the best deal on a truck. Arizona, Alabama, and Colorado charge high vehicle purchase fees, each requiring more than 13% of the selling price. So, don’t forget to add this fee to any quote.
#3. Best State in Sales Tax
A great way to save thousands of dollars is to buy used truck on Craigslist with a low sales tax. Since sales tax is a percentage of the price of the vehicle, this can be a significant. But to get low sales tax, you’ll need to live in a that state, because that’s where you owe it.
Montana, Delaware, Alaska, New Hampshire and Oregon have no sales tax. So if you live in one of these states and are looking for a truck, you won’t have to worry about shelling more dollars before you go. The states with sales surtax are Nevada, California, Indiana, Tennessee and Rhode Island. Each of states charges of 7% sales tax, which will increase the truck cost.
#4. Best State in Insurance Premiums
With all the excitement of buying a used truck on Craigslist, don’t forget to insurance. States have significant differences in how much you’ll need to pay, so it’s a good idea to find out before you sign the paperwork. Factors such as population, the ratio of rural to urban roads, and the percentage of insured drivers can play a role in insurance rates.
Ohio, Idaho, and Maine are the states with reasonable insurance rates. The average cost for these states is $1,045, $1,034, and $965, respectively. On the other side are Florida, Louisiana, and New York with the national average at $1,674. These states have higher records.
Louisiana is the most expensive, with an average price of $2,724. Florida is at $2,364 and New York City is at an average of $2,321 year-round. So, consider this factor before buying used truck on Craigslist.